How to Get a
Texas Mortgage Loan Originator License
Everything You Need to Know to Meet the Mortgage Loan Originator License Requirements!
If you have ever considered getting a Mortgage Loan Originator license in Texas, now is the time! Below are the 5 beginning steps to get you started on your new career path. If you have any additional questions, contact a Career Counselor at your nearest campus to get the answers you need. Sign up today and take the steps towards your new career!
5 Steps to a Texas Mortgage Loan Originator License
Step
Step 1: Create an Individual User Account with the NMLS
Visit www.statemortgageregistry.com to setup your username and password. Be Sure to bring your NMLS number to class.
Step
Step 2: Complete the required 23-Hour SAFE Comprehensive Course at Champions School of Mortgage Lending®
Students who apply for their LO License with NMLS will be required to complete the 20-Hour SAFE course, 3-Hour TX-SML SAFE: Texas Law and Practice, and pass the National Exam. We offer a package containing everything necessary to satisfy these requirements.
Step
Step 3: Register for our Loan originator Exam Prep course
Register for our 3-day Loan originator Exam PREP course to prepare for the National Test. Remember, once you pay the initial fee for the PREP you may re-take our PREP as many times as you want at no charge for one year!
Step
Step 4: Login to your NMLS Account and register for the NMLS National Exam
Prior to scheduling your licensing exam with Prometric, the exam must be paid for via the NMLS.
- The cost of the exam is $110
- You must sign the Candidate Agreement before being able to schedule your exam
- The National Test consists of 120 multiple choice questions and is timed (190 minutes).
- Click here for a step-by-step guide for scheduling your exam.
Once you have paid for your exam you will have 180 days to make your appointment and take the test. If you have paid and are ready to schedule, please contact Prometric. Please note that there is a 30-day waiting period for exam retakes. If you do not pass after two retakes, there is a 6-month waiting period. A test enrollment must be requested and paid for in NMLS prior to scheduling.
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Step 5: Submit MU4 Form to the National Licensing System as well as the Criminal Background Check, Fingerprints, and Credit Report Request
Submit the MU4 Form through the NMLS website. Through the MU4 log in - select Filing/Individual. The individual licensing fee is $100 including the NMLS processing fee. The application fee will vary by license type. Applicants are required to request a Criminal Background Check ($36.25) and the Credit Report Request function ($15).
Most Popular Mortgage Loan Originator License Programs
Choose a Program to Enroll
To purchase a package, choose your preferred delivery method from the appropriate dropdown below. To mix-and-match multiple delivery methods, you can choose the Champions Advantage option.
MLO Texas License Program
Package Includes
- 23 Hours of Required PE Courses (20-HR National and 3-HR Texas courses)
- National Loan Originator Exam Prep Course (Free retakes for 1 year from date of purchase)
- Printed & Digital Course Materials (Shipping fees may apply)
- Click Here for Important Information
Important Information Related to MLO Texas License Program:
Textbook(s): A textbook is required to participate in any Live Broadcast class. Please obtain before the first day of class.
NMLS Missed Time Policy: As required by the NMLS, students in Loan QE/CE courses cannot miss more than 10 minutes of cumulative class time. Students who miss more than 10 minutes will be required to re-schedule at no charge.
Regarding the Online Instructor-Led Course, Please Note: This course combines interactive online modules with required instructor interaction. The course must be completed within a specified 7-day window and requires students to complete online modules by specific deadlines. Students must also attend several required Zoom sessions with an instructor to ask questions and review important topics. Failure to attend a session will result in the student being dropped from the course and forced to reschedule.
CloseMLO Texas License Essential Skills Program
Package Includes
- Everything in thr MLO Texas License Program (23 Total NMLS Credit Hours)
- Essential Mortgage Skills Course (Day-to-day skills every RMLO needs)
- How to Market Yourself Course (Dynamic marketing strategies for RMLOs)
- Click Here for Important Information
Important Information Related to MLO Texas License Essential Skills Program:
Textbook(s): A textbook is required to participate in any Live Broadcast class. Please obtain before the first day of class.
NMLS Missed Time Policy: As required by the NMLS, students in Loan QE/CE courses cannot miss more than 10 minutes of cumulative class time. Students who miss more than 10 minutes will be required to re-schedule at no charge.
Regarding the Online Instructor-Led Course, Please Note: This course combines interactive online modules with required instructor interaction. The course must be completed within a specified 7-day window and requires students to complete online modules by specific deadlines. Students must also attend several required Zoom sessions with an instructor to ask questions and review important topics. Failure to attend a session will result in the student being dropped from the course and forced to reschedule.
CloseMLO Texas License Career Success Program
Package Includes
- Everything in the Texas License Essential Skills Program (23 Total NMLS Credit Hours)
- Success through Business Etiquette Course (Life skills to help gain a competitive advantage)
- Click Here for Important Information
Important Information Related to MLO Texas License Career Success Program:
Textbook(s): A textbook is required to participate in any Live Broadcast class. Please obtain before the first day of class.
NMLS Missed Time Policy: As required by the NMLS, students in Loan QE/CE courses cannot miss more than 10 minutes of cumulative class time. Students who miss more than 10 minutes will be required to re-schedule at no charge.
Regarding the Online Instructor-Led Course, Please Note: This course combines interactive online modules with required instructor interaction. The course must be completed within a specified 7-day window and requires students to complete online modules by specific deadlines. Students must also attend several required Zoom sessions with an instructor to ask questions and review important topics. Failure to attend a session will result in the student being dropped from the course and forced to reschedule.
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